Effective Date: September 1, 2026

TERMS OF USE

1. Informational Purpose

The Website provides information about Ryan Mauro, his professional background, research, media appearances, commentary, projects, speaking opportunities, and related activities.

Website content is provided for general informational, educational, and commentary purposes. It does not constitute legal, financial, investment, security, governmental, medical, or other professional advice.

You are responsible for independently evaluating information before relying on it or taking action.

2. No Guarantee of Accuracy or Availability

We make reasonable efforts to present accurate and current information, but we do not guarantee that all content is complete, accurate, current, error-free, or suitable for a particular purpose.

Research, news, public records, political conditions, security matters, organizations, affiliations, external websites, and other circumstances may change.

We may update, remove, correct, suspend, or discontinue Website content or features at any time without notice.

3. Commentary and Opinions

Unless expressly stated otherwise, opinions and commentary attributed to Ryan Mauro represent his views at the time of publication.

Website content does not necessarily represent the views of any employer, client, sponsor, organization, publication, network, institution, project, donor, fiscal sponsor, or other affiliated party.

4. Intellectual Property

Unless otherwise indicated, the Website and its original content, branding, design, graphics, text, photographs, videos, audio, compilations, and other materials are owned by or licensed to Ryan Mauro or the applicable content owner and are protected by intellectual-property laws.

You may view and share links to publicly available Website pages for lawful, noncommercial purposes.

Without prior written permission, you may not:

• Reproduce or republish substantial Website content
• Modify, sell, license, or commercially exploit Website content
• Remove copyright, trademark, attribution, or ownership notices
• Use Website content to falsely imply sponsorship, approval, or affiliation
• Scrape, harvest, systematically download, or create a database from Website content
• Use automated systems in a manner that burdens, disrupts, or damages the Website
• Use Ryan Mauro’s name, likeness, logo, or branding to promote another product, service, organization, or position

Brief quotations may be used when legally permitted and accompanied by appropriate attribution and a link to the original page.

Third-party names, trademarks, photographs, videos, quotations, and other materials remain the property of their respective owners.

5. Acceptable Use

You agree not to:

• Use the Website for unlawful, fraudulent, threatening, or abusive purposes
• Attempt to gain unauthorized access to the Website, server, accounts, forms, or connected systems
• Introduce malware, malicious code, or disruptive technology
• Interfere with the Website’s security, availability, or operation
• Submit false, misleading, impersonating, defamatory, or fraudulent information
• Use forms to send spam, advertisements, solicitations, or unrelated promotional messages
• Harvest contact information from the Website
• Circumvent technical limitations or security controls
• Violate the rights of another person or organization

We may block access, reject submissions, or take other appropriate action in response to suspected misuse.

6. Invite Ryan and Other Requests

The “Invite Ryan” form is provided for legitimate media, speaking, interview, event, educational, and professional inquiries.

Submitting a request:

• Does not create a contract or binding obligation
• Does not guarantee a response
• Does not confirm Ryan Mauro’s interest or availability
• Does not reserve a date
• Does not establish an agency, employment, partnership, or confidential relationship

An engagement is not confirmed unless the parties enter into a separate written agreement.

Do not submit confidential, classified, privileged, export-controlled, unlawfully obtained, or highly sensitive information through the Website.

7. Email Subscriptions

By voluntarily subscribing, you consent to receive email communications from Ryan Mauro and his authorized team. You may unsubscribe through the link provided in any marketing email.

We may change the frequency, format, subject matter, or availability of email communications. We do not guarantee delivery of every message.

8. Donations and External Payment Platforms

Donation links may direct users to a third-party platform, receiving organization, or fiscal sponsor.

Any donation is governed by the terms, privacy practices, refund policies, tax disclosures, and representations displayed by the organization or platform receiving the donation.

RyanMauro.com does not guarantee:

• That a donation is tax-deductible
• The donor’s eligibility for a tax benefit
• The availability of a refund
• The legal or tax status of a receiving organization or project

Consult your own tax or legal adviser regarding charitable contributions.

9. External Links and Embedded Services

The Website may link to or display material from third-party websites and services. These may include media outlets, YouTube, social platforms, donation services, research sources, affiliated projects, and other organizations.

External links are provided for convenience and reference. We do not control and are not responsible for third-party:

• Content
• Accuracy
• Availability
• Security
• Privacy practices
• Products or services
• Statements or opinions

A link, quotation, appearance, reference, or embedded item does not necessarily constitute endorsement.

Your use of an external service is governed by that service’s terms and policies.

10. User Submissions

If you submit a message, inquiry, suggestion, or other nonconfidential material, you represent that:

• You have the right to provide it
• It is accurate to the best of your knowledge
• It does not violate any law or third-party right
• It does not contain malicious code or unlawful material

You authorize us to use the submission as reasonably necessary to evaluate it, respond, coordinate an opportunity, maintain records, protect the Website, and conduct related operations.

This provision does not give us ownership of your personal information. Personal information is handled according to the Privacy Policy.

11. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY.

We do not warrant that the Website will be uninterrupted, secure, error-free, free of harmful components, or compatible with every device or browser.

Some jurisdictions do not permit certain warranty exclusions,? so portions?’s anolders, portions of this section may not apply to you.

12. Lim Limitation of Liability

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TO THE FULLEST EXTENT PERMITTED BY LAW, RYAN MAURO, THE WEBSITE’S OPERATORS, AND THEIR RESPECTIVE TEAM MEMBERS, CONTRACTORS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROMD? no.

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12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, RYAN MAURO, THE WEBSITE’S OPERATORS, AND THEIR RESPECTIVE TEAM MEMBERS, CONTRACTORS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO:

• Your use of or inability to use the Website
• Reliance on Website content
• Errors, omissions, interruptions, or security incidents
• Third-party websites, services, platforms, or content
• Communications or submissions made through the Website

Where liability cannot legally be excluded, liability will be limited to the minimum extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless Ryan Mauro, the Website’s operators, and their respective team members, contractors, representatives, and service providers from claims, liabilities, damages, judgments, losses, and expenses arising from:

• Your misuse of the Website
• Your violation of these Terms
• Your violation of applicable law
• Your violation of another party’s rights
• Information or materials you submit through the Website

14. Privacy

Your use of the Website is also subject to the Privacy Policy. Please review it to understand how personal information may be collected, used, and disclosed.

15. Changes to These Terms

We may revise these Terms periodically. Updated Terms will be posted on this page with a revised effective date.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Any dispute relating to the Website or these Terms will be brought in a court of competent jurisdiction located in Florida, unless applicable law requires otherwise.

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. The unenforceable provision will be modified only to the extent necessary to make it enforceable.

18. No Waiver

Failure to enforce any provision of these Terms does not waive the right to enforce that provision later.

19. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement concerning your use of the Website and supersede prior communications concerning that use.

20. Contact

Questions about these Terms may be sent to:

inquiries@ryanmauro.com